Paytm Recruitment 2026: Credit Risk Analyst Jobs – Apply Now!

Paytm Recruitment 2026: Join Paytm’s 2026 recruitment drive for Credit Risk Analyst roles! Freshers & experienced candidates apply now for high-impact fintech jobs in Noida. Competitive salary, growth opportunities – check eligibility, last date & online application link. Boost your career with Paytm today!

🔍 About Paytm:

Paytm is India’s largest mobile payment and commerce platform. Paytm started by offering mobile recharge and utility bill payments and today it offers a full marketplace to consumers on its mobile apps. Available at Paytm.com and all app stores, it offers incredible user experience and support. Consumer brand of India’s leading mobile internet company One97 Communications, Paytm is head-quartered in New Delhi, India. Its investors include SAIF Partners, Sapphire Ventures and Saama Capital and Ant Financial (Alipay).

💼 Job Role: Credit Risk Analyst

Location: Noida

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📝 Job Description:

  • We are seeking a detail-oriented Credit Analyst to join our risk management team.
  • The ideal candidate will be responsible for implementing credit risk policies, optimizing risk policies, and ensuring compliance with regulatory requirements.
  • You will work closely with data scientists, product managers, and credit teams to enhance our underwriting models and decisioning frameworks

Responsibilities:

  • Analyse credit risk across various  products, including merchant and personal loans.
  • Liaison with the business team to understand the credit risk policies and implement the same on platform.
  • Implement the credit risk policies on our proprietary platform
  • Monitor performance of credit risk policies. Share feedback with Product and Policy team what’s working well and what needs improvement
  • Utilize alternative data sources, machine learning models, and traditional credit assessment techniques to enhance risk evaluation.
  • Conduct testing and scenario analysis to measure policy resilience.
  • Monitor key risk indicators (KRIs) and provide actionable insights to management.
  • Ensure compliance with regulatory guidelines and internal risk policies.
  • Collaborate with product and technology teams to integrate risk-based decision-making into lending processes.

Skills:

  • 0-3 years of experience, preferably in a fintech or banking environment.
  • Proficiency in SQL, Python, for data analysis and manipulation.
  • Excellent analytical, problem-solving, and communication skills.
  • Ability to work in a fast-paced, dynamic environment and collaborate across teams.
  • Education qualification: B.Tech- NIT/BITS or any other reputed institutions

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📌 Eligibility Criteria

  • Qualification: B.E / B.Tech

  • Work Experience: 0 – 3 Years

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How to Apply for Paytm Recruitment 2026?

Interested candidates can apply online by clicking the application link below:

👉 Click Here to Apply Now