Citi Recruitment 2026: Apply for Citi Recruitment 2026 as Credit Risk Analyst! Freshers/Experienced welcome in Mumbai. ₹8-12 LPA salary, top skills required, easy online application. Check eligibility, deadlines & start your Citi career today. Limited seats!
🔍 About Citi:
Citi is more than a global financial services company. It’s an engine for progress. Join us, and you’ll have the chance to get involved in progress in all its shapes and forms, right across the world. From the micro to the macro, from Australia to Zambia, the work we do has real positive impact. Wherever you are and whatever you do, progress starts here. We’ve built a world-famous, trusted brand over 200 years of continuously evolving financial services. And today, our influence continues to grow: with financial operations in 160 countries and 100 currencies. We have 200 million different clients, including some of the biggest names in the industries, sectors, businesses and governments that we serve every day.
💼 Job Role: Credit Risk Analyst
Location: Mumbai
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📝 Job Description:
- Accurately spreads business and personal financial statements and business and individual tax returns on a timely basis and in accordance with Generally Accepted Accounting Principles (GAAP) and Citibank policies.
- Ensure that financial data for simple to complex credits are mapped appropriately into the bank’s matrix and analysis tool.
- Provides comments to the judgmental Underwriter on significant items in the financials and may be involved in credit structure and loan pricing. Additional responsibilities may include being a specialist for a designated industry and the effective interaction with Credit Officers and Relationship Managers while providing assistance regarding the analysis of the applications.
- Spread new, renewal and interim financial statements and business and individual tax returns in accordance with bank guidelines (focus on more complex financial statements (i.e. Not-For-Profit).
- Provide succinct analysis based on customers, peers, the portfolio, and the industry.
- Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth.
- Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers.
- Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring.
- Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting.
- May act as an industry specialist with responsibility for SBA/EXIM loan analysis
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm’s reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Requirements:
- Bachelor’s/University degree or equivalent experience
- 0-2 years prior experience in a financial institution with a focus on credit analysis and spreading software.
- Extensive knowledge of GAAP accounting, financial regulations, financial products, and credit analysis.
- Ability to analyze business and personal financial statements with respect to GAAP and Citibank policies.
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📌 Eligibility Criteria
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Qualification: Bachelor’s Degree
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Work Experience: 0 – 2 Years
✅ How to Apply for Citi Recruitment 2026?
Interested candidates can apply online by clicking the application link below: